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Andrea J Kozlowsky
Licensed Associate Real Estate Broker
REALTOR®, CBR, SRES, CHMS
Cell: (516) 650-6870
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11 Apache Lane, Ferndale, NY 12734

$184,900
  • 11 Apache Lane, Ferndale, NY 12734 Main Photo

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Active Price Reduced $5,100 on May 7th, 2026
BEDS2 BATHS1 full SQUARE FEET526 MLS#947482
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONIndian Lake HOA SCHOOLLiberty

Property Description

Welcome to 11 Apache Lane, a two-bedroom, one-bathroom home located in the Indian Lake Community. This is a quiet and friendly neighborhood built around a private, spring-fed lake. It's a place where life feels simple, calm, and easy to enjoy.Offered fully furnished at no additional cost, this is a true move-in-ready home. Just bring your bags and start enjoying from day one.Living in Indian Lake means slowing down and enjoying the moment. Residents have access to a four-acre lake where you can paddle boat, swim, or fish. The community also offers maintained common areas and year-round road service. Whether it's mornings by the water, afternoons outside, or evenings by the firepit, this is a place that feels like a getaway, even if you live here full time. And at a price point under $200,000, homes like this in a lake community are becoming harder to find.The home has been well cared for and thoughtfully updated. Improvements include a newer roof, spray foam insulation, updated heating systems, a mini-split in the dining area, a new water heater, updated bathroom flooring, fresh interior paint, and recently stained decks. Inside, you'll find a comfortable living room, an eat-in kitchen, and well-sized bedrooms. The layout is simple, functional, and welcoming.Outdoor living is a big highlight here. The backyard offers a firepit, hammock, and outdoor shower, perfect after a day at the lake. There is also a shed with electricity that has been turned into a cozy space for stargazing and relaxing at night.Nearby, you'll find the Bailey Trail for walking and enjoying nature. A short drive brings you to The Old Homestead Restaurant in Monticello, known for its warm atmosphere and great food. You're also close to Bethel Woods, Resorts World Casino, The Kartrite Indoor Waterpark, local golf courses, and many outdoor activities throughout the Catskills.11 Apache Lane offers a rare mix of value, condition, and lifestyle. Fully furnished and ready for you to enjoy the moment you arrive.

11 Apache Lane | MLS# 947482

This single family home located at 11 Apache Lane, Ferndale, NY 12734 is currently listed for sale with an asking price of $184,900. This property was built in 1960 and has 2 bedrooms and 1 full baths with 526 sq. ft. Apache Lane is located in the Indian Lake HOA subdivision within the Liberty school district. Search Indian Lake HOA real estate on andreasb.coachrealtors.com today.

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Ductless, Wall/Window Unit(s)
Heating: Hot Air
Home Style: Cottage, Ranch
Lot Size: 0.22 Acres
Taxes: $3,647
Year Built: 1960

Amenities

First Floor Bedroom
First Floor Full Bath
Breakfast Bar
Ceiling Fan(s)
Galley Type Kitchen
Open Floorplan
Fire Pit

Feature Descriptions

Appliances: Electric Oven, Electric Range, Electric Water Heater, Freezer, Refrigerator
Attic: Scuttle
Days on Site: 124
Exterior: Vinyl Siding
Flooring: Vinyl
On Market Date: 2026-01-15
Other Structures: Shed(s)
Parcel Number: 3689-041-A-0004-004-000
Parking Features: Driveway
Parking Total: 2
Patio And Porch: Porch
Rental Term: Monthly
Rooms Total: 5
Sewer: Public Sewer
Utilities: Trash Collection Private
Water: Public

Local Schools

High School: Liberty High School
Middle School: Liberty Middle School
Elementary School: Liberty Elementary School
School District: Liberty

Listed By / Shown By

Listing By

Agency Name: Keller Williams Hudson Valley
Agency Contact: 845-610-6065

Shown By

Agent Name: Andrea J Kozlowsky
Agent Phone: Cell: (516) 650-6870
Agency Title: Howard Hanna | Coach Realtors

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Estimated Payment

$ 1,151.91 per month $794.07 Principal & Interest $303.92 Property Tax $53.93 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/07/2026. The listing information on this page last changed on 05/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 05/07/2026 12:04:35 AM EST) or OneKey MLS (last updated Wed 05/06/2026 11:17:45 AM EST). Real estate listings held by brokerage firms other than Howard Hanna | Coach Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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